Members Only Benefits and Discounts

Members only discounted health and legal benefits registration. Use the button below to access discounted health and legal benefits.

Vision and Dental Plan Links

Here is your dedicated Spirit Dental Link

Here is your dedicated Direct Vision Link

Aflac Accident Plans

Nobody plans to be in an accident. But when it happens, medical bills can start adding up fast. Help your clients’ employees be prepared: Aflac Accident Indemnity Advantage insurance policy pays cash benefits to help provide peace of mind during the different stages of care and recovery.

With three plan levels, and a broad range of rider options, Aflac Accident Indemnity Advantage plans are customizable and designed to work with existing healthcare benefits. Cash benefits are paid directly to the policyholder, unless assigned otherwise. There are no provider restrictions. Aflac Accident Indemnity Advantage insurance also pays benefits regardless of any other insurance coverage you may have.

  • Emergency Treatment Benefit
  • Hospital Confinement Benefit
  • Intensive Care Confinement Benefit
  • Major Diagnostic Exam Benefit
  • Follow-Up Treatment Benefit
  • Physical Therapy Benefit
  • Transportation and Lodging Benefits
  • Accidental Death Benefit

For more information contact:

Impactful Wealth Solutions
(800) 408-8850

Disability Insurance

Guardian has the best disability product out there on the market for nurses.

Option 1: New Professionals Program

Great news on Guardian’s latest Disability Insurance Enhancement on the Special Limits for New Professionals Program!

The new Professionals Program is for 1st year Nurse Practitioners & CRNA’s to get asset amount of monthly benefit without having to financially apply.

Applicants under this program will no longer need:

  • Labs or Paramed Exams
  • Financial Documentation
  • All that’s required is an application and a Telemed interview.

Option 2: Enhanced Quick Issue

Up to $15,000 of Total Coverage.

  • No Financial Documentation Required
  • Issue Age: 18-50
  • No Labs or Paramed Exams
  • Individual or Business Overhead Coverage
  • Coverage Available for RN’s, CRNA’s & NP’s
  • All that’s required is an application and a Telemed interview.

For illustrations, the following information is needed:

  1. ​Name
  2. DOB
  3. Gender
  4. Occupation
  5. Income
  6. ​Optional
  7. ​Student Loans (Optional for the student loan rider)

For more information contact:

Tiffany Tippins
Impactful Wealth Solutions
(800) 408-8850

Financial Planning Services

Impactful Wealth Solutions, LLC is a full-service financial services firm providing Insurance, Retirement Plans, Investment Management* and Financial Planning. Our mission is to make financial principles easy to apply and comprehend while helping our clients achieve financial success. We are elated that Black Nurses Rock has chosen our firm to offer its members comprehensive financial planning services and financial educational seminars. We look forward to providing you the following services:

  • College Planning
  • Estate Planning
  • Investment Management
  • Tax Management Partnership Program
  • Financial Educational Webinars
  • Insurance Analysis (Medical, Life, Disability & LTC)
  • Retirement Planning (Initial Set Up & 401(k)/ 403(b) Rollovers)
  • Comprehensive Financial Plans (Ask about BNR member discounts)

Life Insurance

Life insurance offers your family financial protection in the event of your death. You have the option of purchasing term or permanent life insurance for you or any of your family members from over 20 carriers. Term insurance is the least expensive type of life insurance that covers you for a specific period of time usually 10, 20 or 30 years. Once the term expires your rate is not guaranteed to stay the same. Permanent plans (Whole Life, Universal Life or Variable Universal Life) allows you to build cash value on a tax-deferred basis and the ability to guarantee your premiums up to age 121. Universal and Variable life insurance offers flexibility to adjust your benefit amount up or down depending on your future insurance needs.  Remember life insurance is based on your age and health condition. If you’ve had a history of health conditions that may prevent you from being approved for traditional plans don’t worry you could still be covered. For more information on life insurance contact Impactful Wealth Solutions at (800) 408-8850 or email us at

Headshot-5.-Black-Jacket-Forward(1)Tiffany Tippins, MBA, RPA
Financial Planner
400 N. Ervay St. #130474
Dallas, TX
Toll-free: (800) 408-8850 Ext. 101